Personal Loan Products

We offer the following Personal Loan Products;

Automobile and Personal Loans

Whether you're looking for a new car or are in need of a personal loan for extra cash, we can help.  We offer a fixed rate and repayment term based on your personal needs.   Apply now!

Home Loans

Our experienced Real Estate Department has a wide variety of loan options.  Conventional and Rural Development loans are just a few of the programs available.  Let us educate and guide you into a home loan that compliments your financial future.   To apply online or to see today’s rates,  visit our Mortgage Center.

Construction Loans

Let our team of experienced construction lenders enhance the enjoyment of building your dream home!   We can craft a financing package to assist you with a seamless transition from your construction loan to your mortgage loan. 

Home Equity Lines of Credit (HELOCs)  

Put the equity in your home to work for you.  A HELOC allows you to use the equity in your home for a variety of reasons; college, home improvements, debt consolidations, or just about anything else you would like to do. Our HELOCs are competitively priced and offer the flexibility of a revolving line of credit with convenient payments. That means the money is there when you need it for the reasons that you decide.  The interest rate may increase after the account is opened.  Submit your application online today!

Overdraft Protection Loans

Overdraft Protection loans provide you fast access to cash to take care of unforeseen expenses.  Tied directly to your checking account, this revolving line of credit eliminates overdraft fees and protects you from unexpectedly overdrawing your checking account. The interest rate may increase after the account is opened.

Please contact your local branch for current rates.

Sallie Mae's Smart Option Student Loan

For college expenses not covered by scholarships and federal loans, Forreston State Bank has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.  Visit the Sallie Mae Website to learn more.